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The findings of the study show that npls and cost efficiency have a significant negative relationship with commercial banks' performances in malaysia. One consisting of countries with high average levels of debt and the second consisting of those with and low average levels of debt. Panel data analysis is a core field in modern econometrics and multivariate statistics, and studies based on such data occupy a growing part of the field in all the mentioned disciplines.

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A balanced panel data regression model has been used and considered return on assets (roa) and return on equity (roe) as an alternative of bank's profitability The panel ardl model is estimated for the full sample and also for two subgroups The results of the study suggest that bank’s profitability is significantly affected by its internal determinants while external determinants are insignificant.

Abstract most of the studies which have investigated the link between corruption and poverty may draw conclusions on causality in the form of models that only show correlation

This study is set out to investigate the granger causal relationship between corruption and poverty It uses dynamic panel system gmm estimators, focuses on capability poverty using human poverty index (hpi) and is.